About Me

It's Your Life: Insure It

When I lost my husband to a serious medical condition, we didn't have any life insurance. I was overwhelmed by the expenses and had a hard time taking care of everything while adjusting to being a widow and a single mother. I knew that I had to do something to protect my children in case something happened to me. I spent a lot of time researching the insurance options until I found the one that worked best for my needs. I decided to put everything I learned into this blog to hopefully teach others about how to protect their families from the same unexpected expenses.

Categories

blog insurance

Archive

2014 2015 2016 2017 2019 2021 2022 2023 2024

Latest Posts

4 Questions To Ask Before Buying A Medigap Plan

Posted on 14 August 2015

If you're eligible for Medicare, you might want to consider looking into Medicare supplement insurance plans as well from companies like Brown & Brown of Prescott. After all, Medicare typically doesn't cover all of a person's medical expenses. For example, many prescriptions are not fully covered on Medicare, which means you'll be left paying out-of-pocket--unless you have a supplement policy, such as a Medigap plan. Before you purchase Medigap insurance, however, there are some important questions you'll want to ask the agent. [Read More]

How Telematics Technology Helps Young Drivers Pay Lower Insurance Premiums

Posted on 30 July 2015

Insurance companies have typically based their premiums on the demographics and past histories of drivers. If you are 25 or under, history has shown that you belong in a group of drivers that is more reckless than drivers over the age of 25 (even if you have a perfect driver record and do your best to apply by all traffic laws), and you will be more likely than an older driver to either file an insurance claim yourself, or have a claim filed against you. [Read More]

Three Ways To Improve Your Driving Skill To Save Money On Auto Insurance

Posted on 29 July 2015

Many people look for creative ways to save money on their auto insurance, but the simple fact is that you can often lower your premium simply by being an accident-free driver. It's often worth taking a defensive driving class to improve your driving skill--for those on a budget, however, it's possible to be safer behind the wheel by making a few changes to how you drive. Talk to your insurance agent to determine what degree of cost savings you'll experience for your safe driving, and then implement these three simple changes that will decrease your risk of accidents on the road. [Read More]

4 Ways To Make Your SR22 Insurance More Affordable

Posted on 16 July 2015

If you have recently committed a serious driving infraction, in order to get back on the road, the court may require you to file an SR22 with them. An SR22 is an official form, completed by your insurance company, that proves to the court system that your insurance complies with all insurance requirements in your state and is current. This form signals to your insurance provider that you are a high risk driver; thus, many insurance companies charge people who need SR22 forms filed with their state high premiums. [Read More]