Almost every state requires automobile owners to carry auto insurance. However, these laws only mandate liability insurance—this type of auto insurance policy only provides coverage in the event that you are found liable for an accident. With liability auto insurance, your auto insurance company will pay for the other driver's medical bills as well as the cost to repair or replace their vehicle. If you own a car, you may want to seriously consider an auto insurance policy that provides comprehensive and collision coverage in addition to liability coverage.
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